Compound Interest Calculator
Estimate future value using your selected compounding frequency.
✓ Free Calculator
✓ RBI Banking Logic
✓ Instant Results
✓ Mobile Friendly
🧮 Everyday Finance
Results are mathematical estimates based on the values and assumptions entered.
Investment returns and inflation are not guaranteed forecasts.
Calculation Summary
Year-wise Projection
| Year | Starting value | Interest / change | Ending value |
|---|
How this calculator works
Compound interest applies interest to the principal and previously accumulated interest. For a lump sum, the formula is principal × (1 + annual rate ÷ compounding periods)^(periods per year × years). No recurring deposits are included.
Example: ₹1,00,000 at 8% compounded quarterly for 10 years is estimated using 4 compounding periods each year.
Calculations are educational estimates. Actual investment returns, inflation and financial outcomes can differ from user assumptions.